Sharan Mulchandani — SEBI Registered Investment Advisor
What’s the point of all the money if you’re still anxious?
We avoid managing money and looking at money because we are scared. We avoid the conversations as it makes us feel safe — not in sight, not in mind. This avoidance leads to us investing our money at the wrong places and at the wrong times, which makes us end up in situations where we are hit with a reality check and it’s already too late.
But what if we plan clearly? What if we understand all scenarios clearly? We will feel safe in all times of our careers and life circumstances.
Sharan Mulchandani
I am Sharan Mulchandani, a SEBI Registered Investment Advisor. I think there are many people out there who make a decent amount of money but fail to manage it properly — and that mismanagement gives them stress, not money. I think I can be a helping hand that guides you through this sea and helps you enjoy life more than most people do. :)
How Is It Different From Other Distributors?
Most people will give you financial advice not on the basis of what is best for you, but on the basis of what earns them higher commissions. Their incentive is their income — not your outcome.
In a fee-only model, you pay a fixed fee to your advisor. He earns no commission from the products he suggests — which means he is free to suggest only what is genuinely best for you, not for him.
My Advisory Process
Understanding You
I start by understanding your complete financial picture.
- Income & savings analysis
- Current assets
- Outstanding liabilities
- Insurance coverage
Risk Profile & Asset Allocation
I assess your risk appetite and arrive at an ideal asset allocation suited to your situation.
- Risk appetite assessment
- Understanding your fears with money
- Ideal asset allocation which makes you feel safe
Goal Mapping
We map your life goals and create a dedicated investment basket for each.
- Child's education & marriage
- House purchase
- Retirement planning
- Dedicated basket for each goal
Ongoing Tracking & Review
I monitor your portfolio continuously and keep you updated every step of the way.
- One detailed report every month
- One call every quarter
- Situation updates & rebalancing
Fund-Specific Advice
I tell you exactly which funds to buy and how much to invest each month.
- Which mutual funds to buy
- When to buy
- How much SIP in each of them each month
- Explain you how it builds your future
Investment Strategy
I define exactly how your money should be split across asset classes.
- Equity allocation
- Fixed deposits & debt
- Gold & alternate assets
Book a free call to understand how I can help you in your financial journey.
Want to know more before booking a call?
Complaint Status
Data for month ending September 2026 | View full complaint history
| Received From | Pending from Last Month | Received | Resolved | Total Pending | Pending More Than 3 Months | Avg. Resolution Time (Days) |
|---|---|---|---|---|---|---|
| Directly From Investors | 0 | 0 | 0 | 0 | 0 | 0 |
| SEBI SCORES | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Sources | 0 | 0 | 0 | 0 | 0 | 0 |
| Grand Total | 0 | 0 | 0 | 0 | 0 | 0 |